from dream to deed

Land ownership program

Our Land Ownership Program is a simple, flexible, and supported path to owning land.
Flexible payment options

The number one barrier to land ownership is a lack of financing options. With Hitchcock Land Company it's simple:

  • Choose between 12, 24, 48, or 60 months.
  • Downpayment is always 10%
  • 100% of your monthly payments go towards the purchase price of the land, we don’t charge interest, just a fixed financing fee.
Use the land right away

As soon as you pay the downpayment and the contracts are signed, start using it!

Free title search

Typically this is something the buyer has to cover at closing. We just like our customers to know what they are buying, that’s why if your go through the land ownership program we will do a title search within the first year of your term and share that with you. This will save money at closing, even more money if you use our lawyer!

more PROPERTIES

Explore newly available land

Find your future in the Land Ownership Program
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SOLD
pid:
#01514900
4.13
acres
Nackawic Route-105 Lot 2
$29,500
·
45°58'25.9"N 67°14'59.2"W
For Sale
pid:
#01514900
4.13
acres
Nackawic Route-105 Lot 1
$29,500
·
45°58'25.9"N 67°14'59.2"W
SOLD
pid:
#25028143
1
acres
Desherbiers Rd
$15,000
·
46°41'03.2"N 65°18'44.8"W
Pending Sale
pid:
#35235159
1
acres
Rang 3 Lot 1
$16,000
·
47°22'49.2"N 68°12'44.7"W

Frequently
Asked 

Questions

Land Ownership Program
Is the Land Ownership Program the same as Rent-to-Own land?

The Land Ownership Program is so much more than your typical Rent-to-Own contract, but yes, it does use a lease with a rent-to-own contract as the method for making payments and then converting those “rent” payments to payments towards the purchase price. At the end of the term your “rent” payments add up to the purchase price, and we tell the lawyer the land is already paid in full.

Do I need a mortgage to buy land through Hitchcock Land Company?

No, instead of doing complicated financing (Mortgage Agreement) we simply use a Lease with a Rent-to-Own Contract. The lease sets out the term and the monthly payment, and the Rent-to-Own Contract sets out that once all the lease payments are made, 100% of those payments go towards the purchase of the land, thereby making the land paid in full.

How are the monthly payments calculated?

The monthly payments are calculated by taking the total price (that’s the purchase price + Land Ownership Program fee + HST) subtracting the downpayment and then dividing by the number of months in the term.

Can I pay my land off early?

Of course! There is no penalty for paying off your land early. In fact, if you pay it off within 12 months, we refund the Land Ownership Program fee!

What can I do on the land after I make my down payment?

Whatever you want and are legally able to! We do ask that you inform us of any projects you are undertaking, not to say “no” but to assist you in the permit process if required. The only things we would say no to are until the land is fully paid off, would be clear cutting the lot, or digging a large open pit. The only risk to you would be if you defaulted on the land, any improvements you made would belong to us.